You Could Spend $350 an Hour to Talk to Someone Who's Done It. Or $15 a Month.
Hi, I’m Jer Ayles
This is not a newsletter.
This is not a course.
This is not a community of people swapping opinions about things they haven’t tried.
This is direct access to ~30 years of hard-won, deal-tested, battle-scarred expertise.
Available now.
No calendar.
No queue.
The Founder’s Club is currently $15 a month.
That price is wrong for what it delivers. We know it. That’s why it changes when the founding seats fill.
SECTION 1: WHERE JER STARTED
He didn’t inherit the knowledge. He bought it the expensive way.
Jer Ayles grew up poor in San Diego. Single mom. Three siblings. A paper route as his first business.
No safety net. No connections. No trust fund waiting at 18.
What he had was simple: he paid attention, he worked, and he refused to stay where he started.
Paper route to paint and body shop. Paint and body to the manufacturing floor, where he eventually managed more than 1,000 employees in production operations. Then memberships at The Millionaires Club. Then a car and truck rental franchise, built and acquired. Then 15 subprime lending storefronts launched from scratch, scaled, and sold to private equity.
Then the writing. The book the industry calls “the Bible” of lending to the masses. The websites. The digital marketing practice he started in 1997 before most people had a business email address. The newsletters. The LinkedIn following built over years by saying the things other people in the industry were afraid to say out loud.
Tens of thousands of people follow Jer’s work. Not because he’s polished. Because he’s accurate.
He’s been broke. He’s been acquired. He’s built things from nothing and sold them for real money. He’s made the mistake you’re about to make, and he’s written it down so you don’t have to pay his tuition twice.
SECTION 2: WHAT DROVE HIM
One rule. Never stopped using it.
Through every business, every pivot, every deal and every market that changed overnight, one thing stayed constant.
Always be learning.
Not as motivation. Not as a bumper sticker for a LinkedIn post. As a survival strategy.
The day you think you know enough is the day someone hungrier, smarter, and more current passes you. Jer has watched it happen to operators who had every advantage. He refused to let it happen to him.
He still reads. Still tests. Still puts himself in rooms where he’s the least experienced person at the table, on purpose, because that’s where the real education happens.
The Founder’s Club is the result of that philosophy. Every lesson he paid for, organized, and made available to you for less than a dinner out.
SECTION 3: WHAT YOU GET
Unlimited access to Jer’s A.I. Clone. Trained on everything he knows.
The clone is not a chatbot with a FAQ list. It was built by Jer’s team on decades of real operational knowledge across lending, capital raising, marketing, business building, and monetizing expertise.
Ask it the questions you’d bring to a $350-an-hour consulting call. (You can verify this rate here: https://clarity.fm/jer-ayles )
It answers now. Not next Tuesday.
What you can ask:
How to launch a subprime lending operation from scratch, including which states make sense right now and which ones will get you killed.
How to underwrite, price, and collect on short-term loans without getting your portfolio wrecked by the first bad month.
How to raise capital for a lending operation, including EB-5 structures, private investors, and what your pitch needs to survive due diligence.
How to build a marketing engine that drives qualified borrowers to your door without depending on one platform that can cut you off tomorrow.
How to build a consulting practice, a book, a newsletter, or a digital product from your own expertise, the same way Jer did.
How to build something that can be sold. What buyers want, what kills deals, and how to run your operation from day one with an exit in mind.
That’s not a topic list. That’s 40 years of operations, compressed into a tool that answers at 2 a.m. without billing you for the hour.
SECTION 4: THE MONETIZATION ANGLE
This isn’t just about accessing Jer’s clone. It’s about understanding the model.
Every Founder’s Club member gets a front-row seat to how a working A.I. Clone business operates.
You’ll see how it’s positioned. How it converts. How it handles objections. How it qualifies leads. How it generates recurring revenue from an audience that wants access but can’t always get a call.
If you’re a coach, consultant, teacher, executive, or author with a real body of knowledge, you’re watching a working model of what your own clone could do for your business.
That’s not accidental. It’s the point.
The best way to understand whether an A.I. Clone belongs in your business is to use one. Stress test it. Push it. Ask the hard questions. See how it performs.
Then decide.
Founder’s Club members who decide to build their own clone get priority access to Jer’s team and founding-member pricing.
SECTION 5: THE MATH
$15 a month. Here’s what that actually is.
One consulting call with a senior operator in the lending industry runs $300 to $500 an hour, if you can get on their calendar.
One hour of Jer’s time on Clarity.fm costs more than a month of Founder’s Club access.
One mistake in a lending operation, wrong state, wrong product structure, wrong underwriting assumption, costs thousands. Sometimes the whole business.
The Founder’s Club is not $15 a month because the knowledge is cheap.
It’s $15 a month because Jer wanted the barrier low enough that the operator who needs it most can actually get in the door.
That price holds for the founding seats. When they fill, it’s gone.
SECTION 6: WHO THIS IS FOR
Be honest with yourself before you click.
This is for the operator who is serious about building something real in the lending or consulting space and wants the shortest path between where they are and where they’re going.
This is for the expert, the coach, the executive, the author, who has decades of knowledge sitting underutilized and wants to understand how to turn it into a 24/7 revenue asset.
This is for the entrepreneur who is tired of paying for motivation and wants to pay for outcomes instead.
This is not for tire-kickers. Not for people who join and never ask a question. Not for people who want to argue theory with someone who’s run the actual operation.
If you’re serious, the seat is $15 a month.
If you’re not sure, try Jer’s clone free first. No form. No pitch. Just ask it something real and see what comes back.
[Try the Clone Free.] [Join the Founder’s Club Now.]
SECTION 7: CLOSE
The knowledge exists. The access is open. The price is wrong for what it delivers.
Jer grew up with nothing and built something worth acquiring. More than once.
He wrote it down. He trained an A.I. on it. He made it available around the clock to anyone serious enough to use it.
The founding seats are limited. Not as a tactic. Because the first cohort shapes the community and Jer is selective about who he builds with.
When the seats fill, the price changes.
Your move.
[Lock Your Founder’s Seat. $15 a Month. Cancel Any Time.]
Or call: 702-208-6736
[Schedule a Discovery Call.]
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Your 24/7/365 Subprime Profit Engine Is Now Self-Serve
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Why Keep Guessing?
Every mispriced loan, every rejected funding round, every payday you leave on the table costs real dollars.
My AI Clone ends the bleeding: type your question, get the exact tactic I’ve field-tested across thousands of storefronts and online lenders.
What You Get for $15/Month
Unlimited Q&A—24/7, no scheduling, no “consultant fees.”
Step-by-Step Playbooks—from underwriting tweaks to eight-figure debt lines.
Live Deal Tactics—ask while the clock ticks; get an answer before rivals even notice.
Fresh Intel—updated with every regulation shift, every market hiccup.
Founders Edition—Only 10 Seats
This next cohort of 10 subscribers lock this $15/mo rate for life. Miss it, and you’ll pay more forever while they compound the edge you surrendered.
Simple Guarantee
If the Clone doesn’t pay for itself in 30 days, cancel—no hoops, no hard feelings.
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